When you file a Chapter 13 Bankruptcy, you will also file a proposed repayment plan with the Court that allows you to pay back some of what you owe to your creditors as well as the arrearage on your secured debts, (like back payments on your mortgage for example). In the past, it was up […]
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If you, or a former spouse, are considering moving to another state following a marital separation there a few things you should know about filing for child custody. North Carolina, as well as 48 other states, not including Massachusetts, has adopted the Uniform Child Custody Jurisdiction and Enforcement Act (UCCJEA). The purpose of the UCCJEA […]
In North Carolina, when a person dies without a will, that person is considered to have died intestate. The property of the deceased is then distributed to surviving family members according to North Carolina law. Therefore, without a will or some type of estate plan, at death, it is possible that your property can be […]
Many people don’t realize the enormous foreclosure power that HOA’s (aka Home Owner’s Association), in North Carolina possess, but it’s true that they can actually foreclose on a homeowner’s property for what may seem to be a very nominal amount of dues owed. According to North Carolina General Statute Chapter 47F-3-116, the homeowner’s “association, acting […]
North Carolina defines alimony as “an order for payment for the support and maintenance of a spouse or former spouse, periodically or in a lump sum, for a specified or for an indefinite term, ordered in an action for divorce, whether absolute or from bed and board, or in an action for alimony without divorce.” […]
This is a common question and a very important one. In fact, it is one of the top 5 questions we are usually asked in a bankruptcy consultation. Here’s how it works: In North Carolina, we use the same exemptions in bankruptcy court that we use in state court. Remember, bankruptcy court is federal court. If […]