Your car is an integral part of your life. You use it to get to work, run errands, and take vacations with your family. You would be devastated if your car was taken away, and you’re wondering if filing for bankruptcy will mean the loss of your car. There’s good news. In many cases you […]
Alford Law Firm, PLLC is committed to providing excellent service for our clientele. We understand that contacting a lawyer can be a daunting task. Our goal is to give our clients the best possible counsel at the most reasonable and competitive price. We truly believe that our firm can be a place for you to begin again. If you are contemplating filing bankruptcy, you need to know all the facts so you can make the best choice for you and your family. Joy Alford-Brand is happy to help you decide your best course of action.
Alford Law Firm, PLLC offers a free, confidential bankruptcy consultation with no obligation from the client. Ask about scheduling a telephone interview if an in-house consultation is not convenient or practical.
Please contact us to schedule your free consultation today!
If you have decided that you no longer want or can afford to keep your vehicle you can voluntarily return it to the dealer. This will help you avoid any embarrassment of having the tow truck come to your house. Make sure you hand the keys to someone and get his or her name and […]
For most people who find that they have to file bankruptcy, there’s been some kind of life changing event. A life changing event can be a catastrophic illness or accident, the loss of a job, the death of a spouse, a divorce or any major event that you obviously can’t control. Fortunately, bankruptcy can be […]
You’ve seen the advertisements on TV: “Let us help you resolve your debt by negotiating with the credit card companies for you. We can consolidate and reduce the debt you owe by sometimes as much as 50%!!!” Sound too good to be true? It probably is. We recently had a client who had all the […]
When you file a Chapter 13 Bankruptcy, you will also file a proposed repayment plan with the Court that allows you to pay back some of what you owe to your creditors as well as the arrearage on your secured debts, (like back payments on your mortgage for example). In the past, it was up […]
Many people don’t realize the enormous foreclosure power that HOA’s (aka Home Owner’s Association), in North Carolina possess, but it’s true that they can actually foreclose on a homeowner’s property for what may seem to be a very nominal amount of dues owed. According to North Carolina General Statute Chapter 47F-3-116, the homeowner’s “association, acting […]