Is your home in Foreclosure or are you behind in your mortgage payments? In today’s economy, many of us are having trouble paying our mortgages and other secured debts. Before your home is in danger of being lost in a foreclosure, make sure you have exhausted all of the resources available that can help you avoid losing your home. If you have exhausted all of your options, bankruptcy may be able to help you. Contact us for your free consultation today.
Visit our blog for more upcoming in depth information on foreclosure prevention, credit repair and other debt related issues.
Be advised, you should NEVER be asked to pay for assistance in a loan modification program. If you are seeking assistance with a loan modification, contact NID-HCA.
Alternatives to Foreclosure
www.HUD.gov or 1-888-995-HOPE
NID Housing Counseling Agency www.NIDonline.org
Consumer Financial Protection Bureau (CFPB):
www.consumerfinance.gov or 1-855-411-2372
Neighborhood Assistance Corporation of America www.NACA.com
Foundation for Financial Planning www.foundation-finplan.org
Free Credit Report – www.annualcreditreport.com
If there is a mistake on your credit report, go to all 3 reporting
Trans Union: (800)916-8800
Understanding Credit Scores:
Find a credit counselor: http://www.nfcc.org/FirstStep/locator.cfm
or you can call (800)388-2227
Federal Trade Commission www.FTC.gov
Budgeting – for assistance with budgeting and other useful information, click on the following link:
CFPB www.consumerfinance.gov or 1-855-411-2372
Center for Responsible Lending:
www.responsiblelending.org or 1-919-313-8521
Dept. of Education www.ed.gov or 1-800-433-3243
Free Application for Federal Student Aid www.fafsa.gov